Kiva is a non-profit organization with a mission to connect people through lending to alleviate poverty. Leveraging the internet and a worldwide network of microfinance institutions, Kiva lets individuals lend as little as $25 to help create opportunity around the world.
If you are interested in making loans directly to people in third world countries, KIVA is a great place to do that. I've made over 115 loans so far and will continue. Typically each loan is only $25 but is combined with other lenders to meet an entrepreneur's need. While there is a risk, I've had 99% repayment!
If you want to give it a try, you can use this link to make your first loan for free.(limited time)
http://www.kiva.org/invitedby/stevecook3dw
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I'd love to hear from you..........Steve